Rates & fees
Rates are the main way residents fund the council. Each year an independent regulator (IPART) sets a 'rate peg' — the maximum percentage the council can lift its total rates income, with an added population factor for fast-growing councils like Liverpool. Here are the current figures, how they compare across NSW, and the things that actually change your bill.
New to these terms? Read them in plain English
- Rate peg
- The cap on how much a council's TOTAL rates income can rise this year.
- Core peg
- The rate peg before the population top-up — the part driven by rising costs.
- Population factor
- An extra slice of the rate peg for fast-growing councils.
- Special Rate Variation (SRV)
- Permission for a council to raise rates by more than the peg.
- Land valuation
- Your land's value, set by the state, used to split the rates bill between properties.
- Pensioner rebate
- A discount on rates for eligible pensioners.
- Domestic waste charge
- A separate annual fee for your bins — NOT part of the rate peg.
- IPART
- Sets the rate peg and reviews council pricing.
- 6.0% totalCore rate peg 3.8% plus a 2.2% population-growth factor, set by IPART. It caps the council's total rates income, not your individual bill.
- 4.1% totalCore rate peg 3.0% plus a 1.1% population-growth factor.
- How that compares (NSW, 2025–26)
- Core rate pegs (before growth) ranged about 3.6%–5.1%IPART applies an extra population factor to councils with fast population growth, such as Liverpool, which lifts the final figure above the core peg.
- What the peg caps
- Total rates income — not your billIt doesn't cap the separate domestic waste charge.
- Why your bill can still change more (or less)
- Land revaluations shift bills between propertiesYour share moves with your land value relative to other properties (NSW Valuer General).
- Concessions
- Eligible pensioners can receive a rebateCheck eligibility with the council.
The rate peg limits the council's total rates income, not each household's bill. Liverpool's peg includes an above-average population-growth factor in both years shown, reflecting its fast-growing outer suburbs (e.g. Austral, Edmondson Park, Leppington). How your individual rates change also depends on how your land value moved relative to other properties at the latest revaluation.
Sources — check it yourself
- Liverpool City Council — Rates · 2025–26
- IPART — Rate pegs for NSW councils 2025–26 · Oct 2024
- IPART — Rate pegs for NSW councils 2026–27 · Sep 2025
Figures are current as at the dates shown and may change — always confirm with the linked source. See the notice at the bottom of the page for full details and how to report a correction.