Gilgandra Shire council rates — what you pay and when

Rates & fees

Rates are the main way residents fund the council. Each year an independent regulator (IPART) sets a 'rate peg' — the maximum percentage the council can lift its total rates income. Gilgandra rates land on an ad valorem plus minimum-amount structure across five categories (Farmland, Residential, Residential-Gilgandra, Business and Business-Gilgandra), and because most residential assessments in the shire fall on the minimum, the minimum amount is what many households actually pay. Here's the current figure, how it compares across NSW, and the things that actually change your bill.

New to these terms? Read them in plain English

Rate peg: The cap on how much a council's TOTAL rates income can rise this year.
Core peg: The rate peg before the population top-up — the part driven by rising costs.
Population factor: An extra slice of the rate peg for fast-growing councils.
Special Rate Variation (SRV): Permission for a council to raise rates by more than the peg.
Land valuation: Your land's value, set by the state, used to split the rates bill between properties.
Pensioner rebate: A discount on rates for eligible pensioners.
Domestic waste charge: A separate annual fee for your bins — NOT part of the rate peg.
IPART: Sets the rate peg and reviews council pricing.

See the full explainer, with formulas →

Rates at a glance

: 3.5%Set by IPART — a base component of 3.0% plus small ESL, productivity and other adjustments, with no population factor for Gilgandra. It caps the council's total rates income, not your individual bill.
: 4.2%IPART's rate peg for Gilgandra for 2025–26 — a core peg of 4.0% plus a 0.2% population factor.
What Council is levying in 2026–27: Total ordinary rate income $6,397,602 (a 3.5% increase, the full peg)Council's adopted Delivery Program and Operational Plan applies the full rate peg plus a $1,578 catch-up from 2025/26. Farmland is the largest category by far — 777 ad valorem assessments raising about $4.87M of the total.
2026–27 minimum amounts: Residential-Gilgandra $794.55 · Residential $716.40 · Farmland $702.00 · Business-Gilgandra $803.25 · Business $718.40Land values used for 2026/27 rating have a base date of 1 July 2024 (Valuer General). Most residential assessments in the shire pay the minimum rather than an ad valorem amount.
: ~$800 / year (2024–25)About 33% below the NSW average of ~$1,203 (OLG data). This reflects land values and the rating structure, not service levels.
Domestic waste charge (2026–27): $510 per Gilgandra residence · $471 per village residenceLevied under s496 of the Local Government Act on residential land within the Gilgandra, Tooraweenah and Armatree service areas. Charges rose 3.5% for 2026/27 and are estimated to raise $596,034. The waste charge is separate from ordinary rates and is not capped by the rate peg.
Instalments: Four quarterly instalments — 31 August, 30 November, 28 February and 31 MayThese are the statutory instalment dates under s562 of the Local Government Act 1993, which apply to every NSW council; you can also pay in full by the first date. Your rate notice states the amounts.
Overdue interest (2026–27): 9.5% per annumThe maximum rate determined by the Minister for Local Government for 1 July 2026 – 30 June 2027 (OLG Council Circular 26-06, 15 May 2026). Council's own Delivery Program and Operational Plan 2026/27 was written before the determination and still states 10.5% — the statewide circular governs. Council calculates interest daily on a simple-interest basis.
Concessions: Eligible pensioners can claim the statutory rates concessionApply through Council. Council also has a policy allowing reimbursement of missed pensioner concessions for up to five years retrospectively from the rating year in which the application is received.
Special rate variation (SRV): None identifiedCouncil's 2026/27 Delivery Program and Operational Plan sets rate income by the ordinary IPART peg alone, and no current or historic special variation is described in it. Gilgandra was not among the councils IPART determined special variations for on 2 June 2026.

The rate peg limits the council's total rates income, not each household's bill. How your individual rates change depends mostly on your category (farmland, residential or business), whether you fall on the minimum amount or the ad valorem rate, and how your land value moved relative to other properties at the latest revaluation.

Sources — check it yourself

Figures are current as at the dates shown and may change — always confirm with the linked source. See the notice at the bottom of the page for full details and how to report a correction.